Wednesday, December 25, 2019
Understanding Essay Topics on the American Dream
Understanding Essay Topics on the American Dream What You Should Do About Essay Topics on the American Dream Beginning in the Next 9 Minutes The very first bird is that you own an opportunity to write about the things that you are more interested in and which you are more acquainted with. The only means to live the American dream is by way of hard work. The American dream can readily be accomplished if you require money so long as you're prepared to work for it. It is different for everyone, but they share some of the same aspects of it. The American dream something that everybody aspires for, even supposing it is not easy to accomplish. Among the perks of being a hardworking person is that people are able to count on you and when folks know they can trust you, it makes you wish to work even harder. If however, you believe that the job is a little too much for, there is not any shame in contacting the professionals. All that should be done is to implement free and reasonable laws that will offer everyone with a chance to pursue the dream. What You Need to Do About Essay Topics on the American Dream Starting in the Next Nine Minutes It is very important to stay focused on your topic. Your topic needs to be wide enough to connect several relevant sources of information concerning the American dream, but not so wide that it may embrace sources that don't have anything in common. If good topic has been found, it's right time to consider essay structure. Locating an excellent topic is the secret to success for yo ur paper. Picking an excellent topic for the American dream essay is among the best strategies to use, but you have to research it carefully. The answer is truly quite easy. The subject of the American Dream isn't an exception. Let's see how you should act to select the most fascinating and appealing topic for this kind of intriguing research paper. Education too many people is the American dream since it may give you a job and it might offer you Knowledge. Therefore, the country's education was made the gatekeeper of having any sort of opportunity. In spite of the fact that college is largely pricey and resorting to student loans may be the sole way, most folks think that it's well worth it, seeing since they can find a better Job once they're out of college. It doesn't even have to be a main source of education, there are so many careers out there that anyone can further their education in, for example animation, many great animators in the past were either swapper cartoonist or Just taught themselves. Generally, the American dream can be described as a cultural part of the American society that functions as a unifying element for the Americans. Considering all the above happenings, it can still be achieved through the norms that have been isolated. It has always been an important part of the culture and society in America. It can also be achieved through other means apart from attaining education. Sadly, for some it no more than the chance to grasp what's absolutely free, without the intentions of earlier individuals who wanted to turn into independent Americans. What people don't understand is that the country was constructed through hard struggles and sacrifices to accomplish the success. Therefore, they can contribute to the society as well as developing themselves. On the contrary, it's because he couldn't count on the income which he thought was steady. If you work hard and have sufficient perseverance, you could be fortunate enough to attain the success that you seek. Write an essay describing one group of people who the American dream really does not ring true for in your viewpoint. Attaining American dream takes a career which is to be achieved amidst struggle. The American dream you select will be stated in your very first paragraphthe introductory paragraph. The One Thing to Do for Essay Topics on the American Dream The presence of the expression americanis m reflects the distinctive attitude to the job of the United States of America in the world. As stated in the past paragraph you are able to attain a good quantity of money from any work here in The United States which will be able to help you out an excellent deal in a quest for the American Dream. It's easy here in America to boost your standard of living with time and energy. It's possible here in the United States to find anything you would like as long as you have sufficient money for it. Essay Topics on the American Dream The maturation of a state is dependent upon the essence of its economics. There are a lot of ways to organize your ideas. To what conclusion you run in the end is an issue of your very own political viewsthere is no correct or wrong here. The organization has become the most significant part a synthesis, so try out more than 1 format.
Tuesday, December 17, 2019
Mortgage Backed Securities Cause And Effect - 835 Words
Mortgage-Backed Securities: Cause Effect Introduction New-Age Guru Deepak Chopra once said that Wall Street was broken because it had succumbed to greed, corruption, and pure speculation with no real values. At the time, Chopra was informing his audience about the correlation between perception and fragility. Although perception can be changed, fragility cannot: a 100lb sac of concrete is still the equivalent of a 100lb sac of dollars. During the mid-1990s, the US economy had maintained stable growth, low unemployment, and low inflation; it was the longest undisrupted growth period post- the Vietnam War, the Dot.com Boom, and the stock market crash of 1987. Therefore, many politicians, economists, and consumers were under the assumption that the economy was very stable. But in reality this growth period was a faà §ade because it was built on mortgage-backed securities. Ultimately, since fragility does not change, mortgage-backed securities was one the main catalysts for the 2008 financial crisis, a crisis that is still affecting the country today. Throughout this paper, I hope to inform you about the causes and effects of mortgage-backed serecurties. Cause: Creation of Mortgage Backed Securities In the fall of 1982, Congress passed the Garn-St. Germaine Depository Institution Act, a law used to revitalize the housing industry by strengthening the financial stability of mortgage lending institutions (Reagan). Nevertheless, this well-wished Reagan initiative wasShow MoreRelatedFinancial Crisis And The Crisis1468 Words à |à 6 PagesSummary Mortgage-backed securities and subprime mortgage crisis were generally thought to be the cause of the 2008 financial crisis. This paper will be discussing the cause of the financial crisis and the relationship between mortgage-backed securities and the crisis. The paper will further describe the actions taken by the government to recover the securities. The Cause of the Financial Crisis and the Recovery It is believed by many and known by some that the historical damage in the crisis ofRead MoreThe Problem Of Global Financial Crisis1122 Words à |à 5 Pagesââ¬Å"Securitisation is the process whereby loans, receivables and other financial assets are pooled together, with their cash flows or economic values redirected support payments on related securities.â⬠ââ¬Å"Securitization first emerged in the 1970s with the sale of securities backed by residential mortIn the 21st century, economic problems have incurred an increasing number of people s attention as the economic develop rapidly, and these problems are usually caused by human themselves. For instance, theRead MoreCauses of the Financial Crisis of 2008-20091736 Words à |à 7 PagesCauses of The Financial Crisis of 2007-2009 According to our financial textbook ââ¬Å" Financial crises are major disruptions in financial markets characterized by sharp declines in asset prices and firm failuresâ⬠(Mishkin and Eakins 2012). In August 2007, defaults in mortgage market for subprime borrowers sent a shudder through the financial markets, leading to the worst U.S financial crisis since the Great Depression. Alan Greenspan, chairman of the Fed, described the financial crisis as a ââ¬Å"once-in-a-centuryRead MoreThe Downfall Of The Subprime Mortgage Market1716 Words à |à 7 PagesThe Downfall of the Subprime Mortgage Market During the housing boom, the subprime mortgage market enhanced the revenues of lenders, investment bankers and investors alike. While some knew the trend would come to an end many did not. When the housing bubble burst and home prices declined the effect on those involved was enormous, financial institutions who originally had low debt to equity ratios, soon found themselves on the cusp of bankruptcy. Housing Bubble Due to the U.S. Governments relaxedRead MoreThe View Of Green And Shoven ( 1986 ), Under Phm Model1562 Words à |à 7 Pagescontract interest rate and refinancing rate. 2. The refinancing rate will also cause the accelerating effect on prepayment. 3. The prepayment also has relationship between mortgage balance and prepayment rate. As a higher cumulative prepayment, the lower the mortgage balance will be, which is shown below: Where, measures the mortgage balance at the beginning of period t if there is prepayment. is the mortgage balance at the beginning of period t if prepayment does not happen. From May toRead MoreSolving The Subprime Mortgage Crisis1012 Words à |à 5 PagesS subprime mortgage crisis was a situation where the subprime borrowers started defaulting their loans and sharp reduction in home prices occurred as a result of which the heavy investors in mortgage sector suffered substantial losses. These crises created a global impact and triggered adversity throughout various sectors in the economy. Events That Lead To Subprime Mortgage Crises (Causes): Mortgage backed securities: Previously banks extended credit to the applicants for mortgages and these mortgagesRead MoreFinancial Crisis Impact On Institutions And Markets1196 Words à |à 5 Pagesbeginning in 2007, negatively impacted the stability of financial institutions and markets across the world. While there are many speculative causes of the financial crisis, dealings in subprime mortgages are considered the biggest culprit. As a result, those involved in subprime mortgages, such as lenders, investment banks, credit rating agencies and securities investors were among the first to feel the crisisââ¬â¢ ramifications. Moreover, adjustments made to lending stipulations and interest rates producedRead MoreUnderstanding The Incidents Of The Two Eight Financial Crisis1247 Words à |à 5 Pagesunderstand what a mortgage is. Someone who wants to buy a house will often borrow hundreds to thousands of dollars from a bank. In return, that bank receives a piece of paper, called a mortgage. The bank often s ells the mortgage to a third party. When an individual agrees to a mortgage, they are agreeing to pay back their loan in portions plus interest to whomever holds the mortgage. If the borrower does not repay the lender, the property will be taken back by whomever holds the mortgage; it is then soldRead MoreSubprime Mortgages And The Mortgage Crisis1546 Words à |à 7 Pages Mortgage securities are crucial when it comes to the availability and cost of housing in the United States. This paper will analyze the mortgage securities market, and how the market functions. It will also focus on the subprime mortgages created from 2000 to 2006. Suggestions will be presented that would protect against the types of problems experienced in the mortgage securities market from 2006 through 2009. Mortgage securities are considered an ownership interest in mortgage loans madeRead MoreThe Real Estate Bubble Crisis1597 Words à |à 7 Pagesan increasing inventory of housing.1 Foreclosure increases came from an unprecedented rise in mortgages called, subprime mortgages. These risky subprime mortgages, and the cottage industry within the financial sector that profited from them, created an overly leveraged and over exposed finance industry that created a massive recession when the bubble popped. In this essay, we will look into the many causes that created the bubble and the over exposure of the financial industry. The real estate bubble
Monday, December 9, 2019
Tourism and Hospitality Strategic Responses
Question: Discuss about the Report for Tourism and Hospitality of Strategic Responses. Answer: Introduction It is evident that the hospitalityindustry is one of the biggest and fastest growing industry in Australia. Thus, the organizations in this particular industry make huge investment for promotion of the products. For promoting the products, the hotels publish the advertisement regarding their latest products and services. The current report revolves around the advertisement strategies of Hilton, Sydney, which have been published on a magazine called Conard. The advertisement features the information about the products, expenditure, length of stay and other details. The report analyses the strategy used by the organizations and its effectiveness in the target market. a) Describing the type of visitors/ Target market of the business The organization Hilton, Sydney is one of the luxurious hotels in Australia. The organization mainly focuses on the cities across Australia. The price is normally the defining line between hotel and markets (Mar Alonso-Almeida and Bremser 2013). Hilton worldwide has 3,712 hotels. The magazine also reveal that Hilton gains the enormous popularity in Australia due to its wide range of products. The magazine reveal that Hilton provides quality feature for business convenience such as Audio/Visual equipment, Business Centre, meeting rooms, photocopying services and many more. The organization focuses on the businessperson, the tourists from Asia, sportsman, celebrities and others who come for event, big campaigns and for other purpose. The organization also looks at the certain areas that would make its loyalty programs attractive (Leung et al. 2013). As the organization is one the largest hotels in the world, the Hilton provide high quality of products. The organization creates a unique stay experience that cannot be imitated by any other hotels in Sydney. Furthermore, it has been identified that Hilton tends to implement a differentiated marketing strategy focussing on the Business Travellers. It focuses on the consumers who seek quality; however, business functionality as well. The above-mentioned markets are the major places where the organization targets to increase their sales and customer base. Hilton is equipped to serve best with wide range of location in both business hotspot, emerging economies and attractive holiday destinations. Furthermore, to satisfy the needs and demands of the customers, the organization tends to make customisable business package and high range of technology providing for the requirements of rapidly increasing tech oriented travellers as well as businesspersons. It is also identified that much of Hiltons advertising is based on the areas accessible to the target markets such as Airport and tubes. In addition, it is also reviewed that organization segments the needs of customers based on these two segment.In this context, Legohrel (2013) added that while focusing on the demographic segment, the organization focuses on income, occupation and socio-economic group as well as the family cycle.However, the organization is often seen to be targeting the business people as well as high disposable income people since the products and services from Hilton Hotel that match perfectly with the lifestyle, personalities and value. The below mentioned figure demonstrates the occupancy rate of the custo mers from the target markets of Hilton Hotel, Australia. Type of customers Type of services Average room rate Occupancy Business persons Premium Service $303 34% Tourists Premium service $303 29% Celebrities General Services $23 21% Sports man Premium Services $303 10% People with Disposable income General Services $23 6% Table 1: Occupancy Rate of the customers at Hilton (2014-2015) (Source:Di Foggia and Lazzarotti 2013) b) Evaluating how well advertisement targets the market for the enterprise The marketing strategies implemented by the organization Hilton has been effective for the organization itself as the sales margin globally increased to 19% , which is 6.9 % higher than the previous years (Mok, Sparks and Kadampully 2013). The sales team of the organization is fully involved in providing a differentiated selling platform for the portfolio of the brands. Hilton in Australia is determined to become the most integrated as well as relevant sales forces in the hospitality industry. The supply chain management of Hilton enhances the programs with the suppliers who provide products and services for everything a property requires, from rooms to public services. The effectiveness of advertising strategies implemented related with the AIDA framework of advertisement. AIDA Model: Attention: Hilton focuses on the communication strategies to make people aware of the latest products and services. In order to grab the attention of the customers, it represents the new features of the products in advertising. Figure 1: AIDA model of advertising (Source:Lakarin 2013) Interest: In order to create buyers interest Hilton develops the ranges of products; thus, the offers and deals can be provided with offered services. For example, for the customers, the hotel provide free spa service, free fitness rooms, sight-seeing tours(Kattara and El-Said 2013). Desire: The opening of new hotels in the downturn of the city. The hotel ran the exclusive launch events. The advertisement was published through social media. This initiative created the buzz for people wanting an invite for experiencing the new services (Lee and Oh 2013). Action: The organization created global events such as football match, social media buzz, and celebrity endorsement. Colour theory- Warm colour: The warm colour include red, orange and yellow (Stensland 2013). These three colour are not generated by mixing with a colour. It indicates that the design to reflect passion, happiness and enthusiasm. The developed features of the products and services are published in warm colour to grab the attention of people. Primary colour: The primary colour refers to hot colour, which is red and it is related to the fire, violence but it is also linked to the love as well as passion. In order to reveal the prosperity the primary colour is used. The growth status of Hilton is revealed by primary colour. Advertising appeal- Transfer: It helps to transfer ideas as well as emotions. Hilton provides special winter packages for the premium customers Hidden fears: It refers to the fact of playing upon the individuals insecurities. The customers do not have to worry about the services. The high quality products and features offered by Hilton make the stop worrying about anything during the stay. Testimonial: Hilton makes the endorsement of the products and services by the celebrities and sportsman. Conclusion On the completion of the report, it can be mentioned that advertisement is one major strategies that can be implemented to grab the attention of the customers. Advertisement also helps to make people aware of the latest products and services. The industry leading hotel Hilton effectively uses the strategies to increase the market share and customer base. Reference list: del Mar Alonso-Almeida, M. and Bremser, K., 2013. Strategic responses of the Spanish hospitality sector to the financial crisis. International Journal of Hospitality Management, 32, pp.141-148. Di Foggia, G. and Lazzarotti, V., 2013. Business implications of local development policies: The case of Dubai and the travel industry. Theoretical and empirical researches in urban management, 8(1), p.78. Kattara, H. and El-Said, O. 2013. Innovation strategies: The implementation of creativity principles in Egyptian hotels. Tourism and Hospitality Research, 13(3), pp.140-148. Lakarin, M., 2013. Development of loyalty programmes in the hotel industry. Tourism and Hospitality Management, 19(1.), pp.109-123. Lee, S. and Oh, H. 2013. Effective Communication Strategies for Hotel Guests' Green Behavior. Cornell Hospitality Quarterly, 55(1), pp.52-63. Legohrel, P. ed., 2013. Revenue management for hospitality and tourism. Woodeaton: Goodfellow Publishers. Leung, D., Law, R., Van Hoof, H. and Buhalis, D., 2013. Social media in tourism and hospitality: A literature review. Journal of Travel Tourism Marketing, 30(1-2), pp.3-22. Mok, C., Sparks, B. and Kadampully, J., 2013. Service quality management in hospitality, tourism, and leisure. Routledge. Stensland, S. 2013. Landowners' Perception of Risk Sources and Risk Management Strategies in Norwegian Salmon Angling Tourism. Scandinavian Journal of Hospitality and Tourism, 13(3), pp.208-227.
Sunday, December 1, 2019
Was The Atomic Bomb Justified Essay Example For Students
Was The Atomic Bomb Justified Essay Background of the Atomic BombIt was during the Second World War that the United States became a world power, thanks in a large part to its monopoly on atomic weapons. The atomic bomb is a weapon with great explosive power that results form the sudden release of energy upon the splitting, or fission of the nuclei of such heavy elements as plutonium or uranium. This new destructive force wrecked havoc on two Japanese cities and caused the end of World War II. It also saved thousands of American lives because a ground invasion of Japan was no longer necessary. The decision to create the bombs was that of United States President Franklin D. Roosevelt under a secret military project that was called The Manhattan Project. The Beginnings of the Manhattan ProjectIn 1939, after German dictator Adolf Hitler invaded Poland, German scientists shocked the scientific world when they announced that they had split uranium atoms by man-made means for the first time. We will write a custom essay on Was The Atomic Bomb Justified specifically for you for only $16.38 $13.9/page Order now Upon hearing this news, a nuclear physicist, Leo Szilard, was convinced that a chain reaction of this process could be used as a weapon to release an awesome burst of power. Szilard knew that this knowledge was now in the wrong hands of the enemy Germans. On a July day in 1939 Szilard and his associate, Edward Teller, drove to the Long Island home of Albert Einstein to alert him of their findings. Einstein used his political influence by immediately writing a letter to President Roosevelt explaining the consequences of the Germans creating an atomic bomb. His letter read, I believe, therefore, that is my duty to bring to your attention that it may become possible to set up a nuclear chain reaction in a large mass of uranium by which vast amounts of power and large quantities of new-like elements would be generated. A single bomb of this type, carried by a boat and exploded in a port, might very well destroy the whole port, together with some of the surrounding territory.Two months passed before Roosevelt finally read the letter. He ordered a committee of scientists and military officers to meet Szilard and Teller to determine whether America was capable of building a nuclear bomb. In 1940, Szilard and Teller were granted a mere $6,000 to begin experiments in nuclear fission. The duo enlisted the help of the winner of the Nobel Prize for Physics in 1938, Enrico Fermi.Since much of the United States early nuclear research been conducted at New Yorks Columbia University, the federal government assigned the Manhattan District of the Army Corps of Engineers to construct the primary research and production facilities for the project. Hence the Manhattan Project became the code name for the atomic-bomb development program. Success under the StandsIn early 1942, the Manhattan Project moved its headquarters to Chicago. There the scientists set up a laboratory under the stands of the University of Chicago football stadium. It was there that the turning point of the project occurred; the first nuclear chain reaction was created. On December 2, 1942, to conduct the test, the three brilliant men built a graphite nuclear reactor the size of a house. By the pulling of a rod attached to the reactor the experiment began. The meter on the counting machine ascended to the highest point and stayed there. Gentlemen, the pile has gone critical, Fermi announced, signaling that it was a success. Fermi then ordered the control rod to be pushed back before the reactor exploded and perhaps taking a large part of Chicago with it. The chain reaction was the evidence that proved that an atom bomb could be made. Most of the scientists were overjoyed, but Szilard said to Fermi, This is a black day for mankind.Confidence in the projectThe success in Chicago prompted Roosevelt to give top priority to the creation of a nuclear bomb. The focus of the project shifted from research to the actual production of the bomb. .ua3cb9a65dbac53f8fbbf8a4b64c1b33f , .ua3cb9a65dbac53f8fbbf8a4b64c1b33f .postImageUrl , .ua3cb9a65dbac53f8fbbf8a4b64c1b33f .centered-text-area { min-height: 80px; position: relative; } .ua3cb9a65dbac53f8fbbf8a4b64c1b33f , .ua3cb9a65dbac53f8fbbf8a4b64c1b33f:hover , .ua3cb9a65dbac53f8fbbf8a4b64c1b33f:visited , .ua3cb9a65dbac53f8fbbf8a4b64c1b33f:active { border:0!important; } .ua3cb9a65dbac53f8fbbf8a4b64c1b33f .clearfix:after { content: ""; display: table; clear: both; } .ua3cb9a65dbac53f8fbbf8a4b64c1b33f { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .ua3cb9a65dbac53f8fbbf8a4b64c1b33f:active , .ua3cb9a65dbac53f8fbbf8a4b64c1b33f:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .ua3cb9a65dbac53f8fbbf8a4b64c1b33f .centered-text-area { width: 100%; position: relative ; } .ua3cb9a65dbac53f8fbbf8a4b64c1b33f .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .ua3cb9a65dbac53f8fbbf8a4b64c1b33f .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .ua3cb9a65dbac53f8fbbf8a4b64c1b33f .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .ua3cb9a65dbac53f8fbbf8a4b64c1b33f:hover .ctaButton { background-color: #34495E!important; } .ua3cb9a65dbac53f8fbbf8a4b64c1b33f .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .ua3cb9a65dbac53f8fbbf8a4b64c1b33f .ua3cb9a65dbac53f8fbbf8a4b64c1b33f-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .ua3cb9a65dbac53f8fbbf8a4b64c1b33f:after { content: ""; display: block; clear: both; } READ: Roger And Me Essay More than $2,000,000,000 was now being pumped into the project. The Manhattan Projects team was allowed to employ the countrys brightest mathematicians and its most highly trained technical people. Twelve Nobel Prize winners were also enlisted in the undertaking. Highly skilled men and
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